Alerts and notifications are based on changes to your TransUnion credit report. The availability of the CreditWise tool depends on our ability to obtain your credit history from TransUnion. Chances are your CreditWise score won’t be exactly the same as the one your lender uses, but it will be an accurate measure of your credit health-which is what every lender will be checking in their own way.
We use the TransUnion VantageScore 3.0 model, which is one of many scoring models used by lenders.
The score provided in the CreditWise tool is calculated using your credit report from TransUnion. Zelle and the Zelle related marks and logos are property of Early Warning Services, LLC. To receive instant purchase notifications, you must turn them on in the Capital One mobile app and enable push notifications in your device settings. Some activity may continue after Card Lock, including returns, credits, payments, interest, dispute adjustments, other account fees, purchase transactions during system downtime and certain other exempted transactions.
